deck Financing

Flexible Financing Options for Your Outdoor Living Project

finance

bring your dream deck to life

Logo showing Upgryd and HFS Home Improvement Loans Partnership

At Upgryd, we believe everyone should have access to a beautiful and functional outdoor space. That’s why we’ve partnered with HFS Financial, a trusted leader in home improvement financing, to offer flexible, homeowner-friendly financing solutions tailored to your budget and timeline.

Upgryd roof deck replacement in Milford NJ using Deckorators Venture Decking in Saltwater and Wolf White Vinyl Railings with Black Aluminum Balusters
Upgryd TimberTech deck surface replacement in Lehigh Valley, Pennsylvania, top view showcasing premium materials and expert craftsmanship, resulting in a refreshed and durable outdoor living space.

Why Finance with upgryd + hfs?

Fast Pre-Qualification – No Credit Impact

Check your eligibility in minutes without affecting your credit score.

Competitive Rates & Terms

Access low, fixed-interest financing plans designed specifically for outdoor renovations, with terms up to 20-years

Funds Delivered Fast

Approved loans are typically funded within 2–4 business days, so you can get started right away.

Finance Projects up to $300,000

Whether you’re building a new deck, covered deck, resurfacing your existing deck, or adding a screened porch, there’s a financing option that fits your project scale.

advantage

Financing Benefits for Your Outdoor Project

Whether you’re enhancing your space with a custom Trex deck, installing a modern pergola, or creating a relaxing screened porch, our financing program helps you:

Start sooner, without delay
Break down large costs into affordable monthly payments
Increase home value with flexible investment options
Work within your budget—no surprises
Upgryd TimberTech Reserve Antique Leather deck featuring a cozy fire pit, perfect for outdoor gatherings and relaxation.
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how it works

1
Apply Online in Minutes
Submit a simple form on HFS’s secure platform.
2
Get Pre-Qualified Without Credit Impact
See your loan options instantly with a soft credit pull.
3
Receive Funding Fast
Once approved, you can receive your funds in as little as 2-4 business days.
4
Begin Your Project with Upgryd
Our expert team will schedule your project start and bring your outdoor vision to life.