Financing Options for Your Deck Project
At Upgryd, we make it easy to turn your dream deck, pergola, or outdoor living space into reality. Choose from our trusted financing partners — HFS, Hearth, and soon Greensky — to find the best solution for your budget.
how it works
Select a Financing Partner Below
Apply Online in Minutes
Get Pre-Qualified Without Credit Impact
See your loan options instantly with a soft credit pull.
Choose the Best Offer for Your Budget
Once approved, you can receive your funds in as little as 2-4 business days.
Begin Your Project with Upgryd
Our expert team will schedule your project start and bring your outdoor vision to life.
Why Finance with hearth?
Fast Pre-Qualification – No Credit Impact
Check your personalized financing options in just minutes without affecting your credit score. Hearth uses a soft credit check, so you can explore your payment plans risk-free before committing.
Compare Multiple Loan Offers
Hearth works with a network of reputable lenders, giving you the ability to compare multiple loan offers side-by-side. Find the loan that best fits your budget, terms, and needs — all in one simple application.
0% Interest Options Available
Take advantage of promotional financing options, including 0% interest for up to 18 months for qualified applicants. This allows you to complete your outdoor project now and pay over time without extra costs during the promo period.
Finance Projects up to $250,000
Whether you’re building a new deck, installing a pergola, or creating a screened porch, Hearth offers financing for projects of all sizes. Loan amounts are available up to $250,000 with flexible terms and affordable monthly payments — all without requiring home equity.
Why Finance with hfs?
Fast Pre-Qualification – No Credit Impact
Get pre-qualified in just minutes with a soft credit check that won’t affect your credit score. HFS’s streamlined process makes it easy to explore your financing options with zero risk.
Competitive Rates & Terms
Enjoy access to fixed-rate loans with flexible repayment terms ranging from 3 to 20 years. HFS helps you secure affordable monthly payments tailored to your budget and project size.
Funds Delivered Fast
Once approved, you’ll receive your full loan amount in one lump sum — no stage funding required. Most customers receive funds within 1–3 business days, so you can get started right away.
Finance Projects up to $300,000
Whether your outdoor upgrade is modest or major, HFS offers financing up to $300,000. There’s no need for home equity or collateral — just fast, straightforward funding for your dream space.
advantage
Financing Benefits for Your Outdoor Project
Whether you’re enhancing your space with a custom Trex deck, installing a modern pergola, or creating a relaxing screened porch, our financing program helps you:
Start sooner, without delay
Break down large costs into affordable monthly payments
Increase home value with flexible investment options
Work within your budget—no surprises