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Financing Options for Your Deck Project
At Upgryd, we make it easy to turn your dream deck, pergola, or outdoor living space into reality. Choose from our trusted financing partners — HFS, Hearth, and soon Greensky — to find the best solution for your budget.
Check Your Financing Options in Minutes
Multiple offers. No impact on your credit. Instant pre-qualification.
how it works
Why Finance with hfs?
Get pre-qualified in just minutes with a soft credit check that won’t affect your credit score. HFS’s streamlined process makes it easy to explore your financing options with zero risk.
Enjoy access to fixed-rate loans with flexible repayment terms ranging from 3 to 20 years. HFS helps you secure affordable monthly payments tailored to your budget and project size.
Once approved, you’ll receive your full loan amount in one lump sum — no stage funding required. Most customers receive funds within 1–3 business days, so you can get started right away.
Whether your outdoor upgrade is modest or major, HFS offers financing up to $300,000. There’s no need for home equity or collateral — just fast, straightforward funding for your dream space.
Why Finance with hearth?
Check your personalized financing options in just minutes without affecting your credit score. Hearth uses a soft credit check, so you can explore your payment plans risk-free before committing.
Hearth works with a network of reputable lenders, giving you the ability to compare multiple loan offers side-by-side. Find the loan that best fits your budget, terms, and needs — all in one simple application.
Take advantage of promotional financing options, including 0% interest for up to 18 months for qualified applicants. This allows you to complete your outdoor project now and pay over time without extra costs during the promo period.
Whether you’re building a new deck, installing a pergola, or creating a screened porch, Hearth offers financing for projects of all sizes. Loan amounts are available up to $250,000 with flexible terms and affordable monthly payments — all without requiring home equity.
Financing Benefits for Your Outdoor Project
Whether you’re enhancing your space with a custom Trex deck, installing a modern pergola, or creating a relaxing screened porch, our financing program helps you: